I’m switching banks today. The bank I currently use is completely inconvenient, and not in a good way, like taking the Chinatown bus to Atlantic City. There are no branches anywhere; getting cash is an unpleasant urban adventure.

Switching banks will be a total pain: I’ll have to redirect my direct deposit, change my online banking preferences, order new checks, other etceteras I don’t even want to consider right now. But for about two years I’ve complained about my current banking situation as I resigned myself to it. Change comes from within, and starts with changing checking accounts.